TD Direct Investment Phish from Google USer
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To: doctor@nk.ca
Subject: =?utf-8?q?=5BTD_Direct_Investing=5D_Account_Restriction_=E2=80=94_C?=
=?utf-8?q?IRO_Investor_Profile_Re-Verification_=E2=80=94_Order_Entry_Suspen?=
=?utf-8?q?ded?=
Date: Fri, 24 Jul 2026 23:57:20 +0900
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Content preview: [TD Direct Investing] Account Restriction: CIRO Investor Profile
Re-Verification — Order Entry Suspended doctor, TD Direct Investing, as
a Dealer Member of the Canadian Investment Regulatory Organization (CIRO),
is required under CIRO Rule 3300 to conduct periodic suitability assessments
for every client account [...]
Content analysis details: (10.7 points, 5.0 required)
pts rule name description
---- ---------------------- --------------------------------------------------
1.5 RCVD_IN_AHBL RBL: AHBL: sender is listed in dnsbl.ahbl.org
[35.212.104.177 listed in dnsbl.ahbl.org]
[35.212.104.177 listed in dnsbl.ahbl.org]
[35.212.104.177 listed in dnsbl.ahbl.org]
[35.212.104.177 listed in dnsbl.ahbl.org]
0.5 RCVD_IN_AHBL_PROXY RBL: AHBL: Open Proxy server in dnsbl.ahbl.org
[35.212.104.177 listed in dnsbl.ahbl.org]
1.5 RCVD_IN_AHBL_SPAM RBL: AHBL: Spam Source in dnsbl.ahbl.org
[35.212.104.177 listed in dnsbl.ahbl.org]
0.0 RCVD_IN_AHBL_RTB RBL: AHBL: Real-Time Blocked in dnsbl.ahbl.org
[35.212.104.177 listed in dnsbl.ahbl.org]
0.5 RCVD_IN_AHBL_SMTP RBL: AHBL: Open SMTP relay in dnsbl.ahbl.org
[35.212.104.177 listed in dnsbl.ahbl.org]
1.0 RCVD_IN_WSFF RBL: Received via a relay in will-spam-for-food.eu.org
[35.212.104.177 listed in will-spam-for-food.eu.org]
[35.212.104.177 listed in will-spam-for-food.eu.org]
[35.212.104.177 listed in will-spam-for-food.eu.org]
[35.212.104.177 listed in will-spam-for-food.eu.org]
[35.212.104.177 listed in will-spam-for-food.eu.org]
[35.212.104.177 listed in will-spam-for-food.eu.org]
[35.212.104.177 listed in will-spam-for-food.eu.org]
[35.212.104.177 listed in will-spam-for-food.eu.org]
-0.0 SPF_HELO_PASS SPF: HELO matches SPF record
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1.9 URIBL_JP_SURBL Contains an URL listed in the JP SURBL blocklist
[URI: euawz.com]
1.9 URIBL_ABUSE_SURBL Contains an URL listed in the ABUSE SURBL blocklist
[URI: api.euawz.com]
2.5 URIBL_DBL_SPAM Contains a spam URL listed in the DBL blocklist
[URI: euawz.com]
-3.0 RCVD_IN_RP_CERTIFIED RBL: Sender in ReturnPath Certified - Contact
cert-sa@returnpath.net
[Excessive Number of Queries |
-2.0 RCVD_IN_RP_SAFE RBL: Sender in ReturnPath Safe - Contact
safe-sa@returnpath.net
[Excessive Number of Queries |
-0.0 T_RP_MATCHES_RCVD Envelope sender domain matches handover relay
domain
1.3 RCVD_IN_RP_RNBL RBL: Relay in RNBL,
https://senderscore.org/blacklistlookup/
[35.212.104.177 listed in bl.score.senderscore.com]
1.5 MR_STRANGE_QUESTION URI: No description available.
0.0 HTML_MESSAGE BODY: HTML included in message
0.0 HTML_FONT_SIZE_HUGE BODY: HTML font size is huge
1.5 TVD_PH_BODY_ACCOUNTS_PRE The body matches phrases such as "accounts
suspended", "account credited", "account
verification"
0.0 T_DKIM_INVALID DKIM-Signature header exists but is not valid
Subject: {SPAM?} =?utf-8?q?=5BTD_Direct_Investing=5D_Account_Restriction_=E2=80=94_C?=
=?utf-8?q?IRO_Investor_Profile_Re-Verification_=E2=80=94_Order_Entry_Suspen?=
=?utf-8?q?ded?=
TD Direct Investing | Dealer Member of CIRO | Member of CIPF
CIRO Regulatory Compliance — Suitability Determination
Account Restriction: Annual CIRO Investor Profile Re-Verification — Order Entry Suspended
Reference: CIRO Rule 3300 Series — Know Your Client and Suitability Determination
doctor,
TD Direct Investing, as a Dealer Member of the Canadian Investment Regulatory Organization (CIRO), is required under CIRO Rule 3300 to conduct periodic suitability assessments for every client account. This regulatory obligation is not discretionary. The Client Relationship Model (CRM2) mandates that Dealer Members maintain current Know Your Client (KYC) information and verify that account permissions and trading activity remain consistent with each client’s documented investment profile.
Our records indicate that the investor profile re-verification for your TD WebBroker account is overdue. Pursuant to CIRO supervisory requirements, a compliance restriction has been placed on your account. This restriction will remain in effect until your updated investor profile is submitted and reviewed.
IInvestment Objectives & Time Horizon
Confirm whether your investment objectives — growth, income, capital preservation, or speculation — and your anticipated investment time horizon remain accurate. A mismatch between stated objectives and actual trading activity triggers a mandatory suitability review under CIRO rules.
IIRisk Tolerance Reassessment
Reaffirm your comfort level with market volatility, unrealized loss scenarios, and product-specific risks. Your documented risk tolerance determines the range of investment products and strategies available within your WebBroker account.
IIIFinancial Circumstances Update
Disclose your current annual income, liquid net worth, total net worth, and employment status. Material changes in your financial circumstances may affect the suitability of certain investment products and strategies available through your account.
IVInvestment Knowledge & Experience
Confirm your level of familiarity with equities, fixed-income securities, exchange-traded funds, options, and other investment products. Your self-assessed knowledge level governs the trading permissions available within WebBroker.
Account Restriction in Effect
Order Entry Restricted — New Position Establishment Suspended. Existing holdings may be monitored and liquidated. Dividend and interest distributions continue unaffected.
Regulatory Basis
CIRO Rule 3300 Series requires Dealer Members to take reasonable steps to ensure that account permissions and investment recommendations are suitable for each client based on current KYC information. Annual re-verification of client profiles is a mandatory supervisory obligation. TD Direct Investing is required to restrict account functionality where KYC information is not current. This restriction is applied uniformly to all accounts with overdue profile verifications and is not subject to discretionary waiver.
The re-verification questionnaire requires approximately five to seven minutes. It is completed entirely online through the secure WebBroker platform. Your responses are encrypted and used solely for regulatory compliance and suitability assessment.
Log In to Complete Investor Profile Re-Verification
If your investor profile has been updated within the past 90 days, no further action is required. For questions regarding this regulatory obligation, contact TD Direct Investing Client Services at 1-800-465-5463 or use the Secure Message Centre within WebBroker.
Yours truly,
TD Direct Investing
Compliance & Supervision Department
TD Direct Investing | Dealer Member of CIRO | Member of CIPF
This message is an automated regulatory compliance notification issued pursuant to CIRO suitability and supervision requirements. Please direct all inquiries through the Secure Message Centre within your WebBroker account or call TD Direct Investing Client Services.
© 2026 TD Direct Investing. All rights reserved. TD Direct Investing is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
